FINERA

Payment verification services; payment transaction processing services; credit card verification and processing; currency transfer services; electronic funds transfer; financial services, namely, providing for the exchange of foreign currency via the internet and global communication networks; financial services, namely, providing electronic transfer of a virtual currency via a global computer network; providing electronic processing of electronic funds transfer, credit card, debit card, electronic check and electronic payments; financial transaction services, namely, providing secure commercial transactions and payment options; financial analysis, namely, compiling and analyzing statistics and data for financial purposes.

Application service provider (asp) featuring online non-downloadable software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; providing temporary use of non-downloadable computer software and software platforms for enabling financial bank transfers; providing temporary use of non-downloadable computer software and software platforms for processing electronic payments; providing temporary use of non-downloadable computer software and software platforms for e-commerce merchants to track and manage financial transactions and transfers; providing temporary use of non-downloadable computer software and software platforms for risk and fraud management of financial transactions and electronic fund transfers; providing temporary use of on-line non-downloadable software and software tools for identifying, classifying, evaluating, and reviewing individual payments that are potentially fraudulent, and compiling metrics on aggregate payment transactions in the fields of financial transactions and fraud detection; application service provider featuring application programming interface (api) featuring non-downloadable software for enabling software platforms and mobile apps to accept purchases and payments directly; application service provider featuring application programming interface (api) software for integrating ecommerce, transactional, financial, and analytics information and functionality into other software and platforms; providing user authentication services in online financial transactions; providing user authentication services of electronic payments and funds transfer, credit and debit card and electronic check transactions via a global computer network; providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network.