SMARTSHIELD

Identity theft and fraud protection services, namely, online monitoring of the internet and public records to facilitate the detection and prevention of identity theft and fraud; electronic monitoring of personally identifying information, credit card, debit card and prepaid card activity, credit reports and credit scores, all to detect fraud and identity theft via the internet; identity theft protection services, namely, electronic monitoring to detect data breaches for the purposes of informing consumers of issues related to their personal data and identity, monitoring potential risks related to personal data access and use, alerting consumers of breaches and risks, and resolving identity theft incidents; providing identity and credit related services to consumers, namely, electronic monitoring to provide alerts when suspicious, unusual or other changes occur to the consumer's credit, credit score, or identity data for the purpose of protecting against identity theft and fraud; providing optional security alerts, namely, electronic monitoring of credit card, debit card and prepaid card activity, credit reports and credit scores to provide dollar limit purchase notifications outside geographic locations; providing scam and security information, namely, information about online computer security in the form of tips, articles, recommendation checklists, password protection advice, and update of personal contact information; fraud detection services in the field of banking in the nature of user authentication services using technology for e-commerce and financial transactions; fraud detection services for checking accounts, credit cards, and debit cards, namely, providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network