OWN YOUR HEALTH & WEALTH

Electronic cards used to verify eligibility, access and update medical and other records, and transfer funds and process payments, all in conjunction with financial custodial services, trustee services, employee benefits and benefit management services for others which may include but are not limited to, third party administrators, employers, and governmental payers, and which type of payments may include but are not limited to, health savings accounts, flexible spending accounts, limited-purpose health flexible spending accounts, healthcare reimbursement arrangements, limited purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, commuter benefits, namely, mass transit fare and employee parking fee accounts, tax advantaged tuition expense reimbursement accounts, tax advantaged retiree reimbursement arrangements for healthcare expenses, wellness reimbursement arrangement incentives, COBRA administration in the fields of medical and health insurance, lifestyle flexible spending accounts, and emergency savings accounts; downloadable and recorded software for the custodial services of health savings accounts, trustee services of health savings accounts, administration of various types of benefit plans concerning group insured, self- insured benefits, individually insured and self-pay insurance benefits; downloadable and recorded software for enrolling customers and participants, automatically verifying eligibility, adjudicating claims, processing payments, transferring funds and updating records of employee expenditures in the fields of medical expenses, insurance, self-insurance and self-pay insurance benefits plans; downloadable and recorded software for processing financial custodial services, trustee services, employee benefits and benefit management services to third party administrators, employers and individuals; downloadable and recorded software for managing program development and processing administration of benefit plans for others concerning insurance, self-insurance and self-pay insurance benefits and for processing the financial custodian services and trustee services for health savings accounts; downloadable and recorded software for managing and processing financial custodial services, trustee services, employee benefits and benefit management services for others which may include but are not limited to, custodians, trustees, third party administrators, employers, and governmental payers; downloadable and recorded software for processing electronic payments made through various means which may include but are not limited to, payment cards and Automated Clearing House (ACH) transaction processing services for various types of payments which may include but are not limited to, health savings accounts, flexible spending accounts, limited-purpose health flexible spending accounts, healthcare reimbursement arrangements, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, commuter benefits, namely, mass transit fare and employee parking fee accounts, tax advantaged tuition expense reimbursement accounts, tax advantaged retiree reimbursement arrangements for healthcare expenses, wellness reimbursement arrangement incentives, COBRA administration in the fields of medical and health insurance, lifestyle flexible spending accounts, and emergency savings accounts; downloadable mobile applications for banking services, and for accessing and submitting claims in connection with health savings accounts, flexible spending accounts, limited-purpose health flexible spending accounts, healthcare reimbursement arrangements, limited-purpose healthcare reimbursement arrangements, dependent care flexible spending accounts, commuter benefits, namely, mass transit fare and employee parking fee accounts, tax advantaged tuition expense reimbursement accounts, tax advantaged retiree reimbursement arrangements for healthcare expenses, wellness reimbursement arrangement incentives, COBRA administration in the fields of medical and health insurance, lifestyle flexible spending accounts, and emergency savings accounts.