ZEST

Software and terminals for processing electronic payments; software environments for enabling and managing services relating to payments, stored value, electronic funds transfer, electronic payments, and the electronic processing and transmission of billing data; payment cards; bank cards; credit cards; debit cards; cash cards; encoded chip cards; downloadable software and mobile applications for communication between employers and employees; downloadable electronic gift cards; downloadable software and mobile applications for the purchase and sale of holiday trips; downloadable software and mobile applications relating to employee rewards and the selection of compensation elements; downloadable software and software applications for managing employee benefits, auto enrolment processes and employee communications; software and application platforms for managing employee benefits, wellbeing benefits, incentive schemes and pension arrangements; workforce management software; downloadable electronic databases and downloadable data files for employee benefits and HR administration purposes; digital publications, downloadable guides and other downloadable HR related and wellbeing related publications; downloadable instant messaging software, email software and other software for personnel communications; downloadable training videos, articles and other digital content for employee development; data processing software for analyzing and reporting payroll and personnel data; software platforms for supporting analytics and HR decision making based on employee data; software for employee motivation, reward and career development systems

Compilation and systemization of information into databases; marketing of payment services; provision of discount codes; business administration services relating to employee benefit management and the maintenance of benefit programmes; business administration of employee wellbeing and social benefit programmes; business consultancy relating to the structuring of reward systems and benefit portfolios; business analysis and organization of employee benefits and employee data; business support services relating to systems and platforms used for employee benefits, communications and rewards

Electronic wallet services; electronic payment services; funds transfer; processing of payment transactions via computer or telecommunications networks; provision of stored value services for employees for use in leisure, travel, dining, sports or other services; consultancy and advisory services relating to electronic payments; credit card and payment card services; financial advisory services relating to employees’ personal benefits, wellbeing benefits and savings arrangements; financial planning services relating to the use of employer provided benefits; financial consultancy relating to the allocation of benefits, values and credits to employees; management of financial transfers relating to employee benefits via digital benefit platforms